Texas Lending Laws

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Auto Financing Laws in Texas | Pocketsense – Commercial loans in Texas must follow state law guidelines on interest rates. These laws are part of Chapter 306 of the Texas Finance Code. For auto loans, Texas state law limits lenders to an annual interest rate of no more than 27 percent.

Texas Title Loan Laws – Loan Cheetah – Texas title loan laws. title loans are short-term, secured loans that are based on the value of a vehicle the consumer uses as collateral.Title loans are usually small-dollar loans designed to help consumers catch up on car payments, rent, utilities, groceries, and credit card bills.

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Texas Commercial Lending Law: A Guide for Commercial Lenders. – Law firm: patton boggs LLP – Dallas Office ; This guide provides commercial lenders and equipment lessors with an overview of aspects of Texas laws that generally govern or affect the extensions of credit to Texas commercial borrowers and equipment lessees.

Payday Lending State Statutes – ncsl.org – This page contains a summary and chart showing state by state payday lending statues and laws by loan amount, loan term and finance charges. skip to page content. Home. of the face amount of the check. The fee, when made and collected, shall not be deemed interest for any purpose of law. Texas :

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Simple Guide to Texas Home Equity Lending Laws – Since home equity lending became legal in Texas, the state’s industry has had to follow some unique rules. These include: Restrictions on the total value of mortgage debt: Homeowners can’t owe more than 80 percent of the market value of their home on combined mortgage loans and home equity vehicles.

PDF TEXAS COMMERCIAL LENDING LAW – Martindale.com – aspects of Texas laws that generally govern or affect the extensions of credit to Texas commercial borrowers and equipment lessees. This guide does not address Texas law governing consumer lending transactions or issues of federal law. Further, this guide does not attempt to comprehensively address each