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Buy a home in Mississippi with help from a Family Member. When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.
The best defense for any lender is to promptly conduct its own analysis of the new data, and be prepared to tell its own account of its efforts to promote and achieve nondiscrimination in lending. .
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