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What income would I need to afford a 3.5 million dollar house. – Let’s say I live in the DC suburbs of Virginia, and I earn about 550K a year before taxes and a spouse earns an additional 100K. This is all hypothetical. Assume no students loans or anything. Would we be able to afford a 3.5 million dollar home? In general, what income do you need to afford a house like this, and how does the process work?
$3,000,000 Mortgage Loans for 30 years. Monthly Payments. – This calculates the monthly payment of a $3 million mortgage based on the amount of the loan, interest rate, and the loan length. It assumes a fixed rate mortgage, rather than variable, balloon, or ARM. Subtract your down payment to find the loan amount. Many lenders estimate the most expensive home that a person can afford as 28% of one’s income.
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